9:41
Claude+
Good morning, Mary Beth.What are we working on?
Message Claude
Virtue × DBV · a working walkthrough

Your book of business, one question away.

A private assistant that already knows the brokerage, pointed first at the work that pays for itself. We follow one real account, a Connecticut small business, from intake to a finished proposal.

Sales & proposal generation, walked end to end
Click anywhere to move forward. It runs itself.
85%of the account-servicing time on the work it touches, given back. Illustrative, set against your real numbers.
3 weeks → 3 days on a full proposal
One producer, more proposals out the door
What it is

A private assistant that already knows your book.

The platform is a governed hub that sits over the data you already have, your agency management system, your forms, and your history. Claude is the interface your team talks to, and the hub is what makes the answers yours.

Point it at the work that drains the week. It drafts proposals, runs renewals, finds coverage gaps, and handles the back and forth of servicing, on your data, inside rules you set.

The result is time back, effort spared, and the relief of a renewal that is ready before the deadline instead of the night it is due. Across the work it touches, it is built to return the large majority of those hours.

Applied Epic AMS360 Indio & forms Your spreadsheets secure connector the hub proposal back in
How it fits

One governed hub over the data you already have.

Your systems stay the system of record. A secure connector pulls the data in, the hub does the work, and the finished proposal lands back where it belongs. Keys stay server-side, and every person sees only what they should.

9:41
Claude+
Here is how I would frame this account. Confirm.Connecticut small business.
Business · Connecticutgeneral business, about $50,000 premium
Business owner's policygeneral liability and umbrella
Propertybuilding and contents
Workers' compensationpayroll by class
Business autofleet schedule
Yes, build it
Step 1 · frame the account

The coverages a producer already places.

Set up with your playbook and connected to your book, Claude lays out the account and the coverages it expects: a business owner's policy with general liability and umbrella, then property, workers' compensation, and business auto. You confirm, or adjust. The judgment stays yours.

Illustrative Intake and coverage setup, about 2 days to 15 minutes.

9:41
Claude+
Here is what I pulled from your book. Confirm what changed.Sample account, for the walkthrough.
5 vehiclesyear, make, and use on file
10 licensed driverslicense numbers verified
3 locationsbuilding values and contents
Payroll by classfor the workers' compensation rate
Add a new vehiclenot on the current schedule
All current
Step 2 · gather the exposures

The spreadsheet, turned into a quick confirm.

What used to live across a dozen tabs comes straight from your connected systems when it is known, and Claude asks once when it is not. The churn that made this painful, a new truck, a new hire, a payroll change, becomes a glance and a tap.

Illustrative Gathering and confirming exposures, about 1 week to 1 hour, roughly 95% of it back.

9:41
Claude+
I will market this to the carriers that fit. Connecticut is a Northeast book, so the threshold sits higher.
Travelersstrong appetite, small business
The Hartfordappetite for this class
Three regional marketsmatched to the account
Remarket past +15%Northeast norm, yours to set
Send to market
Step 3 · market to carriers

Three to five markets, in one pass.

Claude matches the account to carrier appetite, drafts the submissions, and chases the quotes. The remarketing threshold is yours, by region and by line. In Connecticut, where double-digit increases can be routine, it sits higher than it would in the Midwest.

Illustrative Marketing and quote follow-up, about 1 week to the same day.

9:41
Claude+
Done. Here is the client-ready proposal.
Small-business accountConnecticut · sample proposal
Business owner's policyincluded
Propertyincluded
Workers' compensationincluded
Business auto · 5 unitsincluded
Annual premiumabout $5,000 commission at 10%$50,000
4 carriersSave to AMSSend to client
Step 4 · the proposal

A client-ready proposal, on demand.

Property, workers' compensation, business auto, and the business owner's policy with general liability and umbrella, priced and assembled. It saves back into your system, marketed across carriers, ready to send. On a five thousand dollar commission account, the hours saved go straight to the next one.

Illustrative Assembling and checking the proposal, about 2 days to a few minutes. Figures here are a sample.

today with the hub 3 weeks 3 days
The whole proposal
3 weeks → 3 daysof account-servicing time on one proposal
About 85% backillustrative, set against your real numbers
More productionthe freed hours go to the next account, and the next
The rest of the book

We walked one. The same hub runs the others.

Sales & proposal generationFlagship
Remarketing & informationHigh
Coverage-gap analysisHigh
Lead generation & marketingHigh
Sales & pre-quote intakeHigh
Submission & placementHigh
Quote, proposal & bindingHigh
Policy servicing & endorsementsHigh
Renewals & remarketingHigh
Underwriting supportMedium
Onboarding & policy setupMedium
HR & onboardingMedium
MarketingMedium
Dormant CRM re-engagementMedium
Claims intake & supportMedium
Client communicationMedium
Finance & accountingMedium
KYC, compliance & riskMedium
Management reportingMedium
Internal operationsMedium

Sales and proposal generation is the wedge. Each one runs on the same governed data, so the platform grows more useful as more of the book flows through it.

Access levels

Every staff member sees only what they should.

LayerWhoWhat they see
OfficeProducers, account managers, office leadershipTheir own clients, policies, proposals, and pipeline. Their office only; other offices stay walled off.
RegionalRegional leadershipAn aggregated view across the offices in their region, with the rules and state requirements that apply there.
CorporateIT, system admins, finance, HR, marketing, complianceFirm-wide functions and support workflows, with cross-region rollups where they belong.

Scoped access doubles as a usability feature. A producer sees only their book, with the state requirements that apply already filtered in, so the question of which version is current goes away.

corporate Northeast other regions offices · Connecticut here offices
Regional strategy

It flexes to how your offices and regions actually run.

Some brokers run centralized, others give offices real autonomy, and the platform fits either. Access is scoped by office and region, and the rules that vary by state are built into what each person sees. The Connecticut account we just walked follows Northeast norms, where a higher remarketing threshold is simply how the market behaves.

The next step

Pick one workflow.
We install it.

Sales and proposal generation first. The same hub extends to renewals, servicing, and the rest of the book as you watch it work.

Virtue × DBV Solutions
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